In these increasingly tough and uncertain economic times, many individuals are struggling due to factors out of their control such as loss of income and increased expenses. Many can barely afford their monthly necessary household bills, let alone any other debt that may have accumulated over the years.

If this sounds familiar, then chances are that your creditors will soon move for judgment against you. Once this happens, they will begin to freeze all your bank accounts, garnish your wages, and start attaching all your property (including cars and any real estate owned by you which can be forced into foreclosure).

Before it is too late, call me for your free debt relief phone consultation.

Many times your creditors will not work with you. I understand the mixed emotions this may bring about. If this is the case, then usually bankruptcy is the best opportunity for you to get freedom from these creditors.

Although debt settlement and debt refinancing are heavily advertised among consumers trying to get out of serious debt, more often than not, I find that bankruptcy is the quickest, cheapest, cleanest, and most productive path to a fresh, financial start.

Bankruptcy allows you to take charge of your financial situation, to resolve problems that will only grow larger, so that you may move on with your life.